Our Staff


Fran is a Licensed Service Assistant and joined the staff of Smith Financial in 2002. Fran grew up in south Alabama and attended Faulkner University in Montgomery. She is the office administrative assistant with responsibilities that include meeting clients, servicing, and overseeing daily business.



Art’s father Cherry W. Smith was the first general manager of the Huntsville General Office of New York Life. Art followed in his dad’s footsteps and developed a love for and understanding of serving families in the Tennessee Valley area.


Art earned his Life Underwriter Training Council Fellow (LUTCF) designation in 1994 and has been Agent of the Year for over 12 years at the Huntsville General Office. He is also a member of the Financial & Estate Planning Council of Huntsville.


In his free time, Art enjoys gardening, fishing and cattle farming. He lives in Huntsville with his wife Diane and they have 3 grown children.